Ask the Expert: Do you need to travel in uniform to be covered by BSA insurance?

Scouting units, volunteer Scouters and chartered organizations are covered by the BSA's Comprehensive General Liability Insurance.

This insurance provides primary coverage for registered volunteers and excess coverage for nonregistered volunteers for claims arising out of an official Scouting activity. That includes allegations of negligent actions by third parties that result in personal injury or property damage claims.

While your automobile insurance is primary, the BSA's Comprehensive General Liability Insurance provides secondary or excess insurance.

Speaking of driving, it's pop quiz time! Which of the following registered Scouting volunteers is covered by BSA insurance as he or she drives his unit to camp?

• A: A Boy Scout leader, in full field uniform (unofficially known as "Class A"), driving Scouts to Philmont.
• B: A Cub Scout leader, in T-shirt and Scout shorts ("Class B"), driving Scouts to day camp.
• C: A Venturing leader, in T-shirt and jeans, driving Venturers to a weekend backpacking trip.
• D: All of the above.

Find the answer Read more of this post at Scouting Magazine.